21 Ways to Cut Costs in Retirement

GYM MEMBERSHIP

A gym membership can be a convenient way to keep in shape if hectic work hours leave little time to get outside. There’s no excuse to keep paying monthly fees, however, once you have near-unlimited free time to walk, jog, or bike around the neighborhood — all rewarding, mostly free forms of outdoor exercise that do more to maintain mental and physical health than indoor workouts.

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