The chief purpose of life insurance is to replace one’s income in order to ensure the financial security of dependents in the event of one’s death. Since most retirees have no dependents or employment income, life insurance isn’t necessary, except maybe to cover funeral costs. This requires only a small policy, instead of the bigger, more-expensive policies required pre-retirement.
Nine Out of 10 Items Are Store Brands More than 90% of the products found
Myth #5. Plants need carbon dioxide (CO2) Another myth says that plants need carbon dioxide
5. Don’t download just everything from the Internet This tip is important because if you
Electronics, apps and video games The new generations of children have a strong bond with
Not Making Use of a Financial Advisor While we are not here to question your
Do not store homemade salad dressings for too long There’s a huge difference between homemade
Old plumbing and sewerage repairs The problem with old homes does not stop at the
Air conditioners Summer lasts for at least three months, even longer in areas with warmer
“Plus-Up” Payments Known as ‘plus-up’ payments, the IRS sends these to individuals who have already
You don’t know when it’s time to throw away a sweatshirt Speaking of leaving things
Thinking short-term instead of long-term Needless to say, owning a home also has a lot
Consider upgrading to the executive membership If the basic memberships come with so many perks,
Isn’t Dr. Jones a complete jerk? Just because you get along well with your current
Toilet: $13,870 If you want to upgrade your bathroom with a “throne” fit for a
Red-Grey Clement says that a neutral, red-leaning gray is another diverse hue that will make
10. Save Rainwater Want to start being more eco-friendly while saving money? Install a rain
Yu-Gi-Oh! cards can also sell for thousands, depending on the card’s rarity. While one rare
Splurge On Holiday Decorations Ever heard of seasonal depression? If you’re feeling low this time
Threadbare throw blankets The threadbare throw blankets you’ve been holding on to for years are
Scrubbing a Fresh Carpet Stain If you’ve just stained your carpet and your first reaction
16. Install a new light fixture. A new light fixture can be just the thing
Don’t host a restaurant meeting where you haven’t been before If you have a business
You don’t share office items If until now you were the kind of colleague who
Fireplace users are more likely to develop lung cancer According to a 2010 study done
Red Lodge, Montana Red Lodge, known as he “Base Camp to the Beartooths” is a
21. College Station, Texas Population:101,141 Annual violent crimes per 100,000: 222 Annual property crimes per
Prickly Pear People will generally tell you that cacti are low maintenance plants, perfect for
Spending time with your pets If seeing those puppy eyes whenever you left the house
6. Start Working Out Locked out of your local gym? Yeah, so are thousands of
5. They Tend to Give You One-word Answers People tend to give one-word answers for
5. An Apology Can’t Be Used as an Admission of Guilt In Canada, to be
6. Declutter your home By now, you’ve all probably heard of Marie Kondo. The best
We all have our “off” days. Some of us have them more often than others,
Any clever traveller will tell you that the best time to visit a popular destination
Sometimes friendships turn into romantic relationships – and bonding as pals before becoming a couple
Sleep: We all do it, but are we doing it right? Here’s everything you need
California: San Luis Obispo Located between Los Angeles and San Francisco is the unassuming treasure
Telus In the communications sector, we wanted to showcase Telus, a company with a core
Faux crystal faucet handles There’s nothing tackier than acrylic knobs and fake crystal faucet handles
Myth: Everyone Should Buy a Home There are many reasons people should buy a home,
10. Transportation Fringe Benefit Limit Remains the Same Any cash payments you receive from your
The Nail Gun Though the now ubiquitous air-powered nail gun had been on the market
Ring Video Doorbell Pro Costco members can get this excellent, high-quality video doorbell for
Shacke Pak Packing Cubes Have you got a frequent traveler you need to find an
Opt for private label. When Kroger brings up quality guarantees, they’re really not messing around.
Bag Fees When it comes to plastic bags, there are two major reasons for using
BZZAGENT Have you ever wondered about all those product reviews on Amazon of Facebook? Well,
Save on Mobile Phone Bills Sometimes, saving on monthly bills might sound impossible. Thankfully, Billshark
Kale reloaded There’s more to kale than meets the eye. Its leaves have bold flavors
PRODUCE Put down your torches and hear us out first! Yes, you can find good
Thanksgiving is a special time of year for many Americans. It’s the holiday where families
Butter makes everything better. It is just a fact. Sweet, savory, whatever you like to
Be careful—Thanksgiving is so close that if you blink, it will be here. By now
Patience isn’t really my strong suit. I’m the type of person who asks, “Are we
Did you ever stop to think those happy hours were actually making you less happy?
Summer may be over, but that doesn’t mean you can’t grill anymore. The leaves are
You’ve probably been there: After slathering your morning toast with an *ahem* generous amount of
Turns out Grandma was right: the best part of the bread is the crust. It’s
You can’t go anywhere right now without stumbling over something pumpkin-flavored. But, with all of
Stress and anxiety are normal emotions, but sometimes they can get out of hand. (Mental
2. Cats can bring you money too For Jan Van Dusen, a cat lover sheltering
Illinois Candy Tax Double Standard What? A double standard on candy? For all those with
Being rude to service workers Shopping, like many other things, is not what it used
Layering rugs can shrink your space Many people want to beautify their living room by
Don’t know a smart camera from a spotlight camera? Here’s everything you need to know
We store tons of private, precious information digitally, and yet, many of us are unknowingly
These days, we all spend a lot of our lives online. We work online, socialize
If you’ve read reports about plastics showing up in whales and other sea life you
And not standing when being introduced While there are, of course, exceptions to this rule
Most toddlers don’t spend their days picking up sticks and chasing centipedes in the forest
We’ve all stepped off the jet bridge feeling tired, groggy, or ready to practically drop
This month marks the 70th anniversary of an event that changed flying as we know
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