7. San Jose, Calif.
Median listing price: $880,703
Percentage of households that can’t afford a home: 67.8 percent
Incomes are high in this Silicon Valley city — but not high enough for more than 67 percent of households to afford a home. You’d have to earn $147,680 annually to cover the monthly mortgage of $3,692 on a median-priced home in San Jose. But the median household income there is $101,940.