6. New York
Median listing price: $859,000
Percentage of households that can’t afford a home: 71 percent
New York is one of the worst places to live if you’re trying to save money because the cost of living is so high. Homes are especially expensive — so much so that 71 percent of households in the city can’t afford one. An annual income of $146,920 is needed to pay a monthly mortgage of $3,673 in New York, but the median household income of $58,856 doesn’t come close to being enough.