13. Washington, D.C.
Median listing price: $559,950
Percentage of households that can’t afford a home: 59.8 percent
Washington, D.C., is one of a few places where renting is more affordable than owning a home. It would take an annual income of $95,280 to pay the monthly mortgage of $2,382 on a home with a median list price of $559,950. Although relatively high, the city’s median household income of $75,506 isn’t high enough to make home ownership affordable for about 60 percent of households in the nation’s capital.