Making Pricey Credit Card Balance Transfers
If your favorite credit card issuer is offering you a low-interest or zero-interest balance transfer, don’t make the mistake of transferring thousands of dollars over without reading the fine print. Many credit card companies charge balance transfer fees as a percentage of the total transfer, so you could end up paying a few hundred dollars in transfer charges that negate the benefits of a lower interest rate.
Take the time to calculate the total cost of the balance transfer so you don’t end up making an expensive decision in an effort to consolidate debt.
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