5. Playing Banker
If you get a lump sum of money, don’t become a banker or a lender, said Edwin Cruz, owner of Prosperity Financial and Insurance in Deltona, Fla.
“I know a couple that was awarded a large sum of money in a settlement. The children and other family members had a lot of business ideas. None of those deals went well, and the couple went broke in about five years,” he said. “Invest wisely, because money can disappear quickly.”
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