Discover How It Is Possible to Retire with Less Than $500,000

Invest Your Tax Refund

Next year, don’t use your tax refund to splurge on a flat-screen TV, a new pair of shoes or a last-minute vacation. Instead, invest your tax refund to help you reach your retirement fund goal.

“I see folks who claim they can’t save for retirement, yet get a $2,600 refund,” said LaBrecque.

Direct deposit is not only the “best and fastest way” to get your tax refund, according to the IRS website, but it can also help you resist the urge to spend your tax refund on nonessentials. You even have the option to split your refund into two or three additional financial accounts — including an IRA.

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