Bank your discounts
What do you do with all the money you save buying bargains? Check your receipts. Most now conveniently tell you how much you saved on a sale item compared with its regular price, or how much you saved by redeeming coupons. Add the savings up.
Did you buy a cheaper generic and save a bundle over a name brand? Track the difference. Make it a habit to reward yourself by placing the amount that saved from bargains into your savings account.