Minnesota
How much you need to retire: $1,113,250
Drive east across North Dakota and you’ll eventually hit Minnesota, where retirees can expect to pay a hefty $6,447 a year for healthcare. Transportation and grocery costs are also higher than the national median. Residents get a break, however, on housing and utilities, which are lower than the median. That helps cap the annual cost of living at $44,530 a year.
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