South Carolina
How much you need to retire: $1,122,183
The cheapest of the 20 states where you need the most to survive retirement is South Carolina, where retirees will need to spend $44,887 a year in living expenses to get by. Utility costs are comparatively high, coming in at $4,095 a year, and the cost of healthcare and groceries are also higher than the national median — but not significantly. The good news for retirees interested in South Carolina is that both housing and transportation costs are comparatively cheap.
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