Delaware
How much you need to retire: $1,144,515
The First State has a place among the 15 states that require the most money to retire despite its relatively low $15,281 average annual cost of housing. Transportation and healthcare costs are also lower than the national median in Delaware. Residents and retirees pay more, however, for their utilities and groceries. All expenses combine for a grand total of $45,781 a year.
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