Oklahoma
How much you need to retire: $994,891
Oklahoma is a member of a select group of just four states where residents can get by on less than $40,000 a year and retire with less than $1 million. The cheap $39,796 annual cost of living can be attributed largely to the state’s $11,616 average housing costs, which is one of just six in the country under $12,000. The $3,201 grocery bill is also cheap, as is the state’s $6,113 annual cost of transportation.
A separate GOBankingRates study found Oklahoma City, in particular, is one of the best places to retire where rent is under $1,000 a month.
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