Maryland
How much you need to retire: $1,441,531
The wealthy Mid-Atlantic state of Maryland is home to sky-high annual housing costs averaging $28,899 — just three states require residents to pay more for shelter. That, along with expensive $7,394 yearly transportation fees, contribute to overall cost-of-living expenses of $57,661 per year. In the end, Maryland residents need just as much to retire as those living in Connecticut.
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