Tennessee
How much you need to retire: $1,001,590
Residents of the Volunteer State pay an average of just $12,221 per year for housing, which is largely responsible for the state’s low $40,064 annual cost of living. Tennessee, however, is the first state to join the rest of the country in requiring more than $1 million for retirees to get by.
You Can Do It: Here’s What It Really Takes to Save $1M for Retirement
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