Missouri
How much you need to retire: $1,006,057
Utilities are a bit more expensive in Missouri than the national median, yet retirees there can stretch their dollars further than they could in all but six other states. The reason? Housing, which costs just $11,476, giving the state the title of fourth-cheapest in the country in terms of housing costs and one of just six to keep the average price under $12,000.
The total cost of living for retirees in Missouri is $40,242 a year. Springfield, Mo., in particular, is an affordable city to live in — it’s one of the few places where you can live off less than $50,000 a year.
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