Texas
How much you need to retire: $1,009,406
At $3,035 and $12,889, the respective average grocery and housing bills paid by Texans are relatively inexpensive. Healthcare and utility costs are also cheaper compared to the national median, but not by much. All in all, the annual cost of living is $40,376 in the Lone Star state.
Thanks to lower living costs, Texas has numerous major cities where it doesn’t cost much to live comfortably.
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