Bismarck, North Dakota
Population: 126,392
Share of population 65+: 14.4%
Cost of Living: 1.2% below the national average
Average Income for Households 65+: $41,598
Community Score: n/a
State’s Tax Rating for Retirees: Tax Friendly
After ranking all 50 states based on financial factors critical to retirees, North Dakota placed a surprising fourth best in the U.S. for retirement. So if you do make the unorthodox choice to spend your golden years in the Peace Garden State, give serious consideration to Bismarck—especially if you’re seeking an encore career. The capital city’s strong economy means plenty of employment opportunities for older adults, particularly in the services sector.
If you’re hoping for a more leisurely retirement, there are a number of biking and hiking trails and parks around the city, as well as on the banks of the Missouri River. You can also enjoy cruising, boating, kayaking and canoeing the river during warmer months. Bundle up if you venture out in winter. From December through February, average temperatures in Bismarck are in the teens.