After You Pay Off Debt, Add That Money Saved To Your Fund Every Month
With some careful planning and luck on your side, you’ll have finished paying off your credit card debt soon. Once you’re able to keep them at a zero balance, it’s time to consider what you’ll do with the extra money you’ve got on hand.
Obviously, you don’t have to pay anything towards your debt anymore. Move those payments to your savings account instead. You’ll probably be used to it anyway, so don’t consider this a major loss.
Soon enough you’ll reach your first, second, and third mini-goal (or however many you’ve set up for yourself). Before long, you’ll be done saving up for rainy days!