Tap Other Emergency Services First When Needing Money
If you’ve hit a major roadblock, you should avoid tapping into your emergency fund first. There may be other funds and types of assistance you can receive, so do your research first and foremost.
Take the Federal Emergency Management Agency which assisted the victims of Hurricanes Harvey and Irma or the Red Cross, an organization likely to help you in case of a house fire.
A quick Google search will point you in the right direction! Your specific circumstances might show up and you’ll likely successfully avoid using your own money first.