Sign Up For Automatic Increases in Contributions
In terms of saving, the more you can increase the amount of money you deposit, the better. In time, even small amounts will really make a difference.
Most 401(k) accounts allow for automatic increases. Most of the time these are as small as 1%, which may not sound like much, but you’ll be thankful for that added 1% when the time comes.
Beware that this is an option you have to sign up for, so don’t just assume that this is the default state of your account!