5. Sunset Beach, N.C.
Monthly Rent: $1,240
Annual Healthcare Costs: $5,994
Total Annual Necessities: $35,219
While the name “Sunset Beach” might not be an accurate name for a city on the East Coast, residents are probably much too happy with an annual cost of necessities just over $35,000 a year to notice where the sun is setting. And its location right on the coast is an additional draw.