Scale Down Insurance Premiums
The first thing you need to do is shop around, perhaps even look for a bundle deal in order to get a discount on your homeowner and car insurance. If you raise your deductibles you can ease the monthly bill strain.
But as you shop around make sure your current plan has the chance to match. If they offer you a better deal, go for it. If not, then switching is the best option for you. You might also want to downgrade your health insurance or consider a cheaper term life insurance.
Of course, you want to be properly covered, but you must also think that insurance companies are interested in selling you as much extra stuff as possible, so if you can cut small corners, you should.
