Review Your Current Monthly Expenses
You can’t cut down expenses if you don’t know how much your spending- and on what. You probably won’t be able to do this overnight, but you can start with old bills, bank and credit card statements.
Those who have signed up with estatements and ebills, make sure to check those as well.
It might be easier to put everything in an excel sheet. That way, all the information you need will be at your fingertips with an added bonus. By taking your time with this you’ll have a much better grasp on any changes you’ll need to make. As you go through all your data you can already start working on a game plan.
