46. Massachusetts
$1 million will last: 17 years, 4 months
The big financial killer in pricey Massachusetts is healthcare, which costs an individual $6,844 a year in the state. That’s more than all but two states in the entire country. At $4,628 a year, utilities are a major burden as well. In fact, just three states pay higher utility bills. In all, Massachusetts residents need about $57,795 a year to support the cost of living in the state. Like every other state on this list so far, $1 million is not enough to support a retirement in Massachusetts.
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